# Flexible Freight Factoring ## Funding that grows with your business. Tight margins and slow-paying brokers shouldn’t hold you back. With OTR Solutions, you unlock full-service invoicing, reliable funding without monthly minimums, TMS integrations, and a partner committed to your growth—not just your funding. ## Scale your growth, not your costs No hidden fees or unclear contract terms. **Choose a program fit for your business** True Non-Recourse and Recourse programs available ### Real clients. Real reviews. 5-Star In-house customer support Zero Monthly minimums 24/7/365 Truly Instant Funding #1-Rated Factoring mobile app ## Client Testimonials > “We've been a client of OTR for 4 plus years, and our new team Zasha has been great. With OTR Solutions and team, you can put your factoring needs on auto pilot.” Nelly K. > “It's rare to find a company that truly values long-term relationships, but OTR has proven time and again that they are dedicated to their clients’ success. Highly recommend to anyone looking for a trustworthy and efficient partner in the transportation industry!” KnM Freight LLC > “We have referred many others to OTR Solutions because of how well they handle issues, communicate clearly, and process invoices quickly to keep cash flow moving for our business. We truly feel valued and supported, and we would always choose OTR Solutions for our factoring needs. Thank you for being a partner we can trust!” Keri T. > “We've been with OTR Solutions, LLC since they first opened, and the experience has been nothing short of exceptional. It's rare to find a company that truly values long-term relationships, but OTR has proven time and again that they are dedicated to their clients’ success. Highly recommend to anyone looking for a trustworthy and efficient partner in the transportation industry!” Milos V. ## Real value. Powerful solutions. ### Full-service invoicing We handle billing and collecting from your customers in-house, so you can focus on what you do best – scaling your operation. ### Real, human support Say goodbye to voicemails and feedback loops. Every OTR client has a dedicated, in-house account manager who knows your business as well as you do. ### Reliable funding Fleets rely on consistency, and OTR delivers. Truly Instant Funding keeps your operations predictable and cashflow consistent. ### No customer limits Continue working with the same customers without monthly limits or restrictions. ### TMS integrations Unlock exclusive deals on maintenance, tires, and roadside services, so your card keeps saving you money long after you leave the pump. ### 24/7 detailed portal access Submit invoices, track payment statuses, manage bank accounts, check broker credit, and so much more in the OTR Client Portal. ## We’re Here For You ## With you every mile. A growing fleet means growing demands. Our dedicated team is here to make sure you have the funding, insights, and real-time support to keep your business on track. ## Many Benefits ## Less hassle, more hauling. OTR Solutions gives you the tools to optimize cashflow, payments, and operations. From factoring to banking and back-office automation, we help you run a profitable, hassle-free operation. ## How It Works ### Step 1:  Haul your freight Pick up and deliver freight from a broker that has been verified using OTR’s free Broker Check tool. ### Step 2: Upload your invoice Easily upload your rate confirmation and POD in the OTR Mobile App or Web Portal. ### Step 3: OTR approves payment Your dedicated support team reviews and approves invoices for payment within hours. ### Step 4: Receive payment Get paid instantly to any bank account with BOLT Instant Funding or overnight with standard ACH. ## Factor with OTR ## Stuck in a contract? Make the switch. It’s okay if your current factor isn’t the right fit. The OTR Solutions’ Buyout Team can review your contract for free – no strings attached and provide you with the best path forward for your business. ## TMS Integrations ### Plug in and power up. Stop drowning in paperwork. OTR Solutions’ seamless TMS integrations cut out the busywork, reduces costs per invoice, and keeps business running smoother with automated workflows. ## Frequently Asked Questions ### Got questions? We’ve got answers. Does OTR Solutions offer recourse or non-recourse factoring? OTR Solutions offers both recourse and non-recourse factoring. Larger fleets often prefer recourse for lower rates, while non-recourse protects you from non-paying brokers by transferring the risk to us. Who handles invoicing the broker and collecting the payment? Your account manager and team are responsible for invoicing the broker, while our in-house Accounts Receivable team works to collect the payment from them. Does OTR have any customer credit or concentration restrictions? No, OTR does not restrict customer credit or concentration – allowing you to continue working with brokers and shippers you already have relationships with. What if I’m not sure of the terms of my current factoring contract? OTR Solutions offers a free, no strings attached, contract review where our in-house Buyout Team will review your contract and provide a list of options available to you. ## A smart move in the right direction. New to the business or expanding your fleet, we only succeed when you do. We’ll bring the tools and support. You bring the hustle. Let’s move forward together.