Factoring for Hotshot Truckers | OTR Solutions

Experience True Non-Recourse freight factoring.

Choose OTR Solutions for your hotshot loads and access premier non-recourse factoring services.

Minimized risk

You handle the road. We'll handle the rest - even chasing brokers for payments.

Truly Instant Funding

Factoring that never stops. Funds whenever you need them - even on bank holidays.

Real clients. Real reviews.

5-Star In-house customer support

#1-Rated Factoring mobile app

24/7/365 Truly Instant Funding

“We've been a client of OTR for 4 plus years, and our new team Zasha has been great. With OTR Solutions and team, you can put your factoring needs on auto pilot.”
Nelly K.

“As a small family-owned transportation business, having a reliable factoring company makes all the difference—and OTR has truly gone above and beyond. Their team is responsive, professional, and always ready to help. What sets them apart is not just their service, but the way they treat you—with respect, honesty, and a true understanding of the transportation industry.”
James P.

“OTR has been consistently outstanding—always quick to answer calls, extremely helpful, and professional. Their customer service is top-notch, and they've made managing our freight invoices so much easier.”
Sasha T.

Everything you need in one partner.

No chargebacks

We cover the broker risk so you get paid no matter what — no loopholes, no compromise, no chargebacks.

Cash advances

Secure up to 50% of your load rate in advance, ensuring you have the funds you need when you need them.

#1-rated mobile app

Handle your factoring needs on the go with our user-friendly Mobile App, making your financial management easier.

24/7 instant funding

OTR's Truly Instant Funding gets you paid to any bank account in minutes, not days or weeks — even on bank holidays.

Broker credit checks

Check broker credit any time and take the guesswork out of who you work with.

Real, human support

Our in-house team knows trucking inside and out. Get fast, expert answers from a dedicated support team who knows your business.

Hotshot Solutions

Overcoming hotshot challenges with OTR Solutions.

Truckers face unique challenges - from finding loads, to managing cashflow, to handling paperwork. OTR Solutions offers comprehensive support, including reliable freight factoring, advanced hotshot load boards, and efficient back-office support to tackle these issues effectively.

We're Here For You

Dedicated support for hotshot carriers.

Running your own trucking company comes with enough challenges. With OTR, you’re never on your own. Our in-house team knows what it takes to get rolling and stay rolling, and we’re here whenever you need us.

Factoring | Fuel | Banking

More than just factoring.

OTR Solutions offers more than just factoring for hotshot truckers. From factoring and banking to back-office automation and fuel, our tools work together to keep your business running smoothly and profitably.

Bundle and Save

The only program that pays you twice.

Running your own business means every dollar counts. When you pair True Non-Recourse Factoring with the OTR Fuel Card, you’ll save an average of $0.50 per gallon and get access to the only program that also lowers your factoring rate — keeping more of your money where it belongs: in your pocket.

Frequently Asked Questions

Got questions? We’ve got answers.

Find out everything you need to know about non-recourse factoring, from what it is to how programs differ per provider.

Why choose OTR Solutions for hotshot factoring?

We specialize in True Non-Recourse Freight Factoring, ensuring you face no risk of chargebacks, even if the broker fails to pay.

How quickly can I get paid with OTR Solutions?

With Truly Instant Funding, you can receive instant deposits to any bank account once your invoices are processed through the OTR Mobile App.

What kind of support will I receive as an OTR client?

You’ll have a dedicated account manager and back-office team to support every aspect of your factoring and fuel card services. Our in-house team will also manage all your invoicing and billing, ensuring quick and accurate processing.

How does OTR Solutions help with broker and shipper approvals?

We vet and monitor the creditworthiness of brokers and shippers, giving you the freedom to work with reliable partners confidently.

Start factoring with confidence.

Take the next step towards financial freedom and business growth. Apply now to the best factoring company for hotshot trucking and experience the ease and reliability of factoring with OTR Solutions, where your success is our priority.